Tuesday, April 24, 2018

The Importance of Income Protection Insurance that gives Peace of Mind


The concept of minimising risk has been around since the first hunter realised that it is safer to hunt in a group. Over the ages this need to minimise risk has evolved into formalised insurance policies that protect not only our lives, but also our possessions. So, it logically follows that we also need to insure our income in economically uncertain times. Income Protection Insurance protects our ability to provide for our families and for ourselves. 



The retrenchment protection membership or income protection insurance that Open Insurance offers is designed to pay out quickly and efficiently. This minimises the potential financial loss and allows the member to look for new employment without the additional stress of paying all the bills.

The Open Insurance membership is tailor made to your needs, these needs are discussed when you enquire about a membership. Our friendly and informed Financial Security Consultants will advise you on what fits your budget and income bracket best. And the claims process is simple, quick and without drama.

As a value-add, we give a funeral cover with each membership to ensure that your family is looked after. We also give access to Property Legal Assistance when purchasing property and financial guidance when managing debit orders. These value-adds give further peace of mind when you sign up to become a member at Open Insurance.

We guarantee payout as per the clear and honest policy document that summarises the terms and conditions of your customer-centred policy. The payouts are also free from taxation, which further allows you to budget and be in control of your bills in uncertain times.

Our application can be done telephonically or online, whichever platform you prefer. Our service is excellent as we now the customer comes first. Additionally, our staff are part of the overall management of the business and we believe in a learning organisation. We believe that if you look after your employees, they will look after you. And this ethos shows in the passion and authenticity our staff embodies when interacting with potential clients and established clients.

In summary, we are an honest insurance company that gives you back the control and we focus on creating delight with our intelligent, accessible and flexible policies. We know that a little certainty goes a long way in uncertain times, which is why we ensure the certainty we promise is a lot more than a little…peace of mind is a wonderful feeling, like coming home and smelling the soothing aromas of a home-cooked meal.